Insurance

Each insurance plan is unique. Many plans have limits and/or exclusions that apply to your child's medical care. We recommend that you check with your particular plan in advance to find out what services are covered and how much they will reimburse you for medical expenses. Please call your insurance carrier and verify our participation in your network.

Newborns

Newborns must be added to your insurance policy within the first 30 days after birth.

Co-payments and Deductibles

Your plan may require you to pay a co-payment and/or meet a yearly deductible. We expect these payments at the time of service. We accept cash and check only. Unfortunately, we do not currently accept credit cards. Co-payments are a contractual obligation between you, your health plan and our practice. If the co-payment obligation is not met, your insurance has the right to deny charges. This may leave you responsible for the services rendered during your visit.

Monthly Statements

You will receive a statement from us if there is an outstanding balance on your account. Our office manager is available to help you should you have any questions concerning your balance or your statement. Your statement will provide you with a detailed aging of how long balances have been outstanding. Our policy requires that balances older than 6 months be turned over to a collection agency and our relationship as your child's physician be terminated.

Payment Responsibility

It is always a good idea to double-check with your particular plan to ensure that the doctors are approved providers before you are seen at the office. Although we are happy to file insurance claims on your behalf each time you visit our office, you are ultimately responsible for the payment of all charges incurred with the office regardless of your insurance coverage or reimbursement.

Guarantor

You will be asked to provide us with the guarantor on your child's account with us. The guarantor is the individual who assumes financial responsibility for all payments to the practice. The guarantor is usually the individual with whom the child lives (in the case of separated or divorced parents) or the policyholder on the insurance coverage.

Information Change

It is the responsibility of the patient or parent to notify our office of any change in insurance, mailing address or contact information.